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Choose your path through the library

Thirty five notes is a lot of front door. Pick the description that sounds like you and follow the sequence. Each path pairs the reading with the planning framework professionals are examined on, applied as education rather than advice.

Path 01

The Long-Term Investor

You are building wealth over decades and want a portfolio that survives your own behaviour as well as the market. Your enemy is not volatility. It is selling the right assets at the wrong moment.

Read in this order
01Goals-Based Investing: Your Real Benchmark Is a Liability, Not an Index02Risk Profiling Is Three Numbers, Not One03Buckets, Glide Paths, and the Time Horizon Problem04Money Is Technology

The framework at work  Goals-based investing plus honest risk profiling. Define the dated liabilities first, then let required risk and capacity argue it out before tolerance gets a vote.

Path 02

The SMSF Trustee

You control your own retirement vehicle and carry the obligations that come with it. Sequence-of-returns risk near retirement is your central mathematical problem, and process is your legal one.

Read in this order
01The Six-Step Planning Process, Stripped to Its Mechanism02Buckets, Glide Paths, and the Time Horizon Problem03The Household Balance Sheet Is Short Volatility04Best Interests as an Operating System

The framework at work  The six-step process run as a control loop, documented. An investment strategy that is written down, reviewed on a schedule, and stress tested against the regime where everything falls together.

Path 03

The Allocator and Family Office

You allocate across managers and asset classes and think in regimes, liquidity, and flows rather than single securities. You want the mechanism underneath the consensus narrative.

Read in this order
01Gamma and the Hidden Hand That Moves Markets02The VIX Does Not Measure Fear03The Household Balance Sheet Is Short Volatility04The Network Nobody Can Turn Off

The framework at work  Liability-driven thinking at institutional scale: map every exposure to the state of the world in which it fails, then price what covering the structural short costs.

Path 04

New to Markets

You are early and want foundations that will not need unlearning later. Start with what money and markets actually are before touching what to buy.

Read in this order
01Money Is Technology02The Network Nobody Can Turn Off03Goals-Based Investing: Your Real Benchmark Is a Liability, Not an Index04Risk Profiling Is Three Numbers, Not One

The framework at work  The order matters: mechanism first, then goals, then risk. What to buy is the last question in a sound process, never the first.

Path 05

The Trader and Vol Practitioner

You live in flows, positioning, and volatility structure. You want the plumbing: who is forced to transact, when, and why the index moves the way it does.

Read in this order
01Gamma and the Hidden Hand That Moves Markets02The VIX Does Not Measure Fear03The Household Balance Sheet Is Short Volatility

The framework at work  Dealer positioning and convexity as the organising lens. The premium deep dive on convexity extends this path inside the Members Desk.

Everything on this site, including these paths, is research and education. It is general information only and does not consider your objectives, financial situation, or needs. The planning frameworks referenced, including those covered by the Australian financial adviser examination standards, are presented for understanding, not as personal advice.

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